Paying for personal services with dematerialised Cesu has many advantages for companies, users, local authorities and service providers.
Personal services (SAP) refer to activities designed to meet the needs of private individuals: housekeeping, small-scale gardening and DIY work, childcare at home or assistance with travel, tutoring or private lessons at home, help for dependent persons.
Advantages of dematerialized Cesu for companies
Companies that finance home services for their employees can benefit froma tax exemption of up to €1,830 per year per employee and a 25% tax credit.
The Worklife card, a more efficient and economical alternative to Cesu
With the Worklife card, companies can finance all needs: crèches, childminders, disability, home services, Sunday care, etc. Companies can also choose to finance services in an equitable manner or to reward their high-performing employees at a lower cost to them. Moreover, unlike the traditional Cesu, the company no longer advances the costs: it only finances what is used.
Benefits for users
The Worklife card is a high-performance solution for financing personal services. Worklife has set up an API with Urssaf, which means that the withholding tax can be taken into account when paying the homecare provider. The Worklife credit can also be used to finance childcare hours once CAF aid has been deducted, thus multiplying the number of hours financed by around 2.5 with the same amount compared with the classic Cesu. Worklife also finances all costs, including employer and employee contributions. Finally, users benefit from a 50% tax credit on the remaining amounts they have to pay.
Benefits for communities
The use of dematerialized Cesu vouchers makes it easier to monitor the effectiveness of subsidies paid out. This is also the case with the Worklife card. Thanks to Worklife's partnership with Urssaf, the tracking of all declarations is also optimized and simplified.
Benefits for stakeholders
Worklife simplifies the use of direct employment. Indeed, the registration of the worker, the payment, the declaration, etc.: everything is done instantly from the Worklife App. Everything is done instantly from the Worklife App. For the workers, it is a secure and fast payment method: no more cash flow worries, no more late payments or unpaid bills.
